Lower Keys

Florida Keys | Florida

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Extraordinary Living

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The Lisa Ferringo Group

Presented At

$2,650,000

Bedrooms

Bathrooms

Office

Elevator

Fitness Center / Gym

Basement

Garage

Balcony

Pool

Coastal

Privacy

Panoramic / Scenic View

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Lower Keys

Florida Keys | Florida

Lower Keys, FL 330042, Florida Keys, Florida, United States. , Florida Keys , Florida

3 Bedrooms Single Family Detached

Located on Flagship Drive in Summerland Cove Isles, this stunning 3 bedroom, 2 bath home plus a loft offers beautiful views of the salt ponds and open water. As you walk up the front steps, you're greeted by a grand porch that sets the tone for the coastal charm found throughout the home. The split floor plan provides ideal privacy. The primary features an en suite bath with access to the back screened-in porch, a private staircase leading to the loft, and its own private balcony. The loft offers additional living space that can be used as an office, gym, or reading nook and opens to a private deck with a staircase up to the rooftop. From the rooftop, enjoy panoramic sunrise to sunset views and incredible stargazing with no light pollution. The home has just been completely updated with new SPC vinyl flooring throughout, quartz countertops, all-new kitchen cabinetry and appliances, and impact-resistant windows and doors. Both the interior and exterior were freshly painted, creating a bright coastal feel. The open living area flows to a screened-in porch perfect for entertaining, with stairs leading down to a beautifully landscaped backyard featuring a heated pool and plenty of covered space for relaxing. The property includes an 80 ft dock with a 16,000 lb boat lift and no bridges to the ocean, making it a boater's dream. The lot is fully fenced and offers an enclosed storage area for pool and boating gear, plus a one-car garage for additional storage.

Gallery

3D Street View Tour

Property Location

Lower Keys, FL 330042, Florida Keys, Florida, United States., Florida Keys Florida

Local Weather & Climate

Florida Keys, Florida

Current Conditions Updated recently

76 °F

Clear sky

Feels Like 77°F

Humidity 76%

Wind 9 mph

Visibility 6.2 mi

Sunrise 11:53 AM

Sunset 11:18 PM

5-Day Forecast

Thu 19 Feb

Clear

High 78°

Low 77°

Fri 20 Feb

Clouds

High 76°

Low 73°

Sat 21 Feb

Clouds

High 76°

Low 74°

Sun 22 Feb

Clear

High 77°

Low 73°

Mon 23 Feb

Clear

High 74°

Low 56°

Annual Climate Based on last 12 months

75° Avg Low

Feb

80° Avg High

Aug

213 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

36.4" Annual Rainfall

Semi-Arid climate

Monthly Temperatures

Jan

71°

65°

Feb

69°

63°

Mar

77°

72°

Apr

78°

75°

May

83°

79°

Jun

86°

81°

Jul

87°

83°

Aug

88°

83°

Sep

86°

81°

Oct

83°

78°

Nov

77°

72°

Dec

76°

71°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Florida Keys?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Lower Keys, FL 330042, Florida Keys, Florida, United States have?

This house at Lower Keys, FL 330042, Florida Keys, Florida, United States features 3 bedrooms.

What is the listing price for Lower Keys, FL 330042, Florida Keys, Florida, United States?

This property is listed at $265,000,000.

What is the climate like in Florida Keys?

Florida Keys features a pleasant climate. Average temperatures range from 75°F in winter to 80°F in summer. The area receives approximately 36.4 inches of precipitation annually. There are about 213 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Florida Keys?

Florida Keys tends to be warmest in Aug and coldest in Feb. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Lower Keys, FL 330042, Florida Keys, Florida, United States?

This is a house located in Florida Keys, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.

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